Estonian Mifundo partners with Biroul de Credit to expand cross-border credit data access in Romania

Mifundo, a Tallinn-based fintech building cross-border credit data infrastructure, has partnered with Romania’s credit bureau Biroul de Credit to give European banks secure access to verified Romanian credit histories when assessing customers living or borrowing abroad. The partnership aims to reduce the number of “thin-file” applicants—borrowers whose financial records are fragmented across multiple countries—by enabling consent-based, GDPR-compliant sharing of Romanian credit data through Mifundo’s platform. By combining Biroul de Credit’s domestic credit records with Mifundo’s network spanning more than 20 European countries and over 70% of the continent, the companies seek to help lenders make...

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