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SoFi Launches Tokenized Deposit That Earns 4.4% and Converts to a Stablecoin

Decrypt Staff
Oct 22, 2026 at 12:01
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SoFi Launches Tokenized Deposit That Earns 4.4% and Converts to a Stablecoin

Each SOFIE token represents $1 on deposit at SoFi Bank, earning 4.40% APY with FDIC insurance—a yield-and-protection combination ordinary stablecoins lack.

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