Estonia’s Mifundo partners with Yapily to build more complete cross-border credit profiles

Mifundo, a Tallinn-based pan-European credit data platform, has partnered with London-based open banking infrastructure provider Yapily to bring enriched bank account data into Mifundo’s cross-border credit assessment ecosystem. Mifundo aggregates verified credit information from European credit bureaus and registers across more than 20 countries, while Yapily’s Data Plus provides categorised and enriched bank account data with customers’ consent. Under the partnership, Mifundo will combine Yapily’s open banking data with verified credit data to give lenders a more complete, standardised view of customers whose financial histories span multiple European markets, reducing the need to collect and interpret information from separate...

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